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  • Writer's pictureKimberly Van Hal, REALTOR

The Cost of Waiting to Buy a Home

Using the average interest rate and appreciation forecasts from Freddie Mac, Fannie Mae, and MBA, here's a look at the cost of buying a $350,000 home today vs. waiting to buy in 2022.

* Most experts expect interest rates to rise as economy recovers. Three major housing industry entities project:

  • Freddie Mac: 3.8%

  • Fannie Mae: 3.2%

  • Mortgage Bankers Association: 4.2%

** Based on three major housing industry entities projected 2022 home price appreciation:

  • Freddie Mac: 5.3%

  • Fannie Mae: 5.1%

  • Mortgage Bankers Association: 8.4%

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